Always Acting in Your Best Interest

We do things differently

at InTouch Financial Advice

While mortgage brokers and advisers choose to charge their clients for their services, we do things differently at InTouch Financial Advice. Our proposition is around our clients and wherever possible, choosing to provide a service in a low-cost effective way. However, like most things in life we may have to charge a fee in certain circumstances. Your adviser will discuss this if it is considered appropriate. With this philosophy we can offer our expertise to far more people from every walk of life. By getting this right we provide an exceptional standard of service – without escalating costs.

Thanks to our position, we are able to Provide you more choice, and plenty of options to find the solution that works for you. Through our wider selection of lender options, our panel of top protection providers we’re able to find the ideal match for even complicated or financially challenging circumstances. We’ve built up our contacts over the years to enable those connections, and through our wealth of knowledge and expertise, we’re well-placed to find the answer to your financial requirements.

From mortgages to insurance, we’ve been matching our clients with the right lender for more than 30 years. When it comes to finding the right product for you, we’re top of our game. Unlike some other advisers, we don’t believe in picking the first option. We work with you to find a solution that works, fits your needs, and that you’re most likely to get approved for. By reducing failed applications, we can ensure success in your future.

Got some questions?

With complex financial matters, you’re bound to have questions. Take a look at some of our most commonly asked ones.

Are you an independent adviser?

InTouch Financial aren`t independent advisers - but that shouldn't put you off. Because in most cases we are paid by the lender or provider. We don't offer you a limited solution to your mortgage or insurance requirements. Instead, we have plenty of different options, allowing us to advise you on the right service for your specific needs and circumstances.

How much will InTouch charge me for using your services.

Our service charter ensures that where possible we will elect to be paid by the lender or provider. Thus, ensuring your initial outlay is kept to a minimum. A core principle within the company. However, there may be circumstances where we will need to charge a fee. Typically , re-mortgaging to consolidate debt, repaying, or transferring an equity loan such as with Help to Buy. Your adviser will discuss if a fee will be needed.

Can you help me with my mortgage and my insurance?

Absolutely! Many of our clients return to us following mortgage advice to seek advice on life insurance or home insurance. We specialise in both areas, and we're well-placed to offer our expertise for mortgages and insurance separately or as a single package.

Do you complete the mortgage application for me?

Yes. We help you throughout the whole application process. Our extensive knowledge and expertise in the mortgage application process will ensure you get the right mortgage for your circumstances. This is one of the huge benefits to using InTouch Financial, we are by your side every step of the way.

Can you guarantee approval on a mortgage?

We only advise our clients based on the information they provide to us. As we are not lenders, we cannot guarantee that you will be approved based on our recommendation – especially if we aren't equipped with all the information. However, using our financial advice service for your mortgage will make it far more likely that you will be approved, as you have insight and knowledge going into the applications process.

Can you help me buy a house if I have bad credit?

One of our speciality services is adverse mortgages, which are mortgages designed for individuals with missed payments, poor credit or self-employment income. While we cannot guarantee you will be approved to buy a house, our professional mortgage advice can help you find mortgages that may work for you, regardless of your current circumstances.

Do you arrange my insurance for me?

We provide comprehensive advice and recommendations for a range of different insurances. Guiding you through the different cover types, only recommending what we feel is the right solution for your needs.

InTouch Financial Advice is rated Excellent on Trustpilot

"Great professional service from Beverly and team"

Great professional service from Beverly and the team. We rang them in a bit of a panic to begin with…

Gareth Davies

"Cannot praise this company enough!"

We were advised to use intouch finance by our builders and we are so glad that we did! They made the…

Kerrina

"Great experience"

Had a great experience with in touch financial throughout the full process of buying a new build property…

Becca Hughes

"Appreciation to Intouch Financial"

I appreciate all the help that Intouch have given towards getting to the point of getting my mortgage…

Anthony Hunt

"Could not recomend intouch enough!"

From arranging my first fixed term mortgage (and two more since then) to now settling the help to buy…

Liam Hunt

"Professional and friendly service"

Could not be happier than the service I received from, Sebastian Alexander-Sowa, clear and concise advise…

Dan

"The service is very responsive and"

The service was very responsive and helpful, all advisers made time to answer our inquiries and provided…

Laura Murphy

Always acting in your
best interest