Expert Mortgage Advice tailored to your individual needs| InTouch Financial Advice

Mortgage advice
for new builds

New build properties are as popular as ever, and as such we offer dedicated mortgage advice services for anyone considering a new build as their first – or next – property. From houses to flats, we provide professional advice on all the mortgages available to you when you purchase a new build. No matter what your circumstances or challenges, we work with you to get you into that brand-new property as soon as possible

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Mortgage advice for
first-time buyers

Buying a property for the first-time can be a daunting process. Which is why you want a professional, knowledgeable adviser on your side to help you wade through the jargon and find the right mortgage for you. Our team is adept at connecting first time buyers with great mortgages, thanks to our vast network of lenders. You don’t have to settle for second best when you work with InTouch.

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Mortgage advice for
next time buyers

Buying for a second, third or fourth time? You might be familiar with the basics of mortgages, but you can still benefit from a little expert insight and advice. We’re so popular for next time buyers that our previous clients often return to us for each home purchase after their first. Our team has the specialist knowledge and expertise to find the right next home mortgage for you, regardless of what you did for your first property.

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Advice for
remortgages

If you need to remortgage a property you already own, whether to save money after an offer or free some equity in your home, InTouch Financial Advice are the people to call. We’re experts in the field of remortgaging. Thanks to our excellent industry connections, and unique threedecade knowledge of the financial landscape of mortgages, we’re well-equipped to find something that works for you.

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Advice for adverse
mortgages

For our clients with bad credit or poor credit scores, it can seem like the world is against you when it comes to finding a mortgage. At InTouch Financial Advice, we specialise in adverse mortgages alongside our standard mortgage offerings. Thanks to our vast network of lenders, we’re the best bet if you want to find a financial option that meets your needs despite poor credit.

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Got some questions?

With complex financial matters, you’re bound to have questions. Take a look at some of our most commonly asked ones.

Are you an independent adviser?

InTouch Financial aren`t independent advisers - but that shouldn't put you off. Because in most cases we are paid by the lender or provider. We don't offer you a limited solution to your mortgage or insurance requirements. Instead, we have plenty of different options, allowing us to advise you on the right service for your specific needs and circumstances.

How much will InTouch charge me for using your services.

Our service charter ensures that where possible we will elect to be paid by the lender or provider. Thus, ensuring your initial outlay is kept to a minimum. A core principle within the company. However, there may be circumstances where we will need to charge a fee. Typically , re-mortgaging to consolidate debt, repaying, or transferring an equity loan such as with Help to Buy. Your adviser will discuss if a fee will be needed.

Can you help me with my mortgage and my insurance?

Absolutely! Many of our clients return to us following mortgage advice to seek advice on life insurance or home insurance. We specialise in both areas, and we're well-placed to offer our expertise for mortgages and insurance separately or as a single package.

Do you complete the mortgage application for me?

Yes. We help you throughout the whole application process. Our extensive knowledge and expertise in the mortgage application process will ensure you get the right mortgage for your circumstances. This is one of the huge benefits to using InTouch Financial, we are by your side every step of the way.

Can you guarantee approval on a mortgage?

We only advise our clients based on the information they provide to us. As we are not lenders, we cannot guarantee that you will be approved based on our recommendation – especially if we aren't equipped with all the information. However, using our financial advice service for your mortgage will make it far more likely that you will be approved, as you have insight and knowledge going into the applications process.

Can you help me buy a house if I have bad credit?

One of our speciality services is adverse mortgages, which are mortgages designed for individuals with missed payments, poor credit or self-employment income. While we cannot guarantee you will be approved to buy a house, our professional mortgage advice can help you find mortgages that may work for you, regardless of your current circumstances.

Do you arrange my insurance for me?

We provide comprehensive advice and recommendations for a range of different insurances. Guiding you through the different cover types, only recommending what we feel is the right solution for your needs.