New Build Mortgages specialist | InTouch Financial Advice

Looking for a

mortgage on

a New Build

property?

With many lenders offering mortgages on new build properties, it’s easy to get caught up and pick the first option that comes along. However, not all lenders criteria are the same and can vary massively when it comes to New Build lending. Often you simply aren’t getting the best deal for your money or the lender requires bigger deposit– which can lead to problems further down the line. If you’re looking for the right deal on a new build property , working with a specialist new build adviser is your smartest choice. Start the process with over 30 years of knowledge behind you, and with a panel of more than 50 of the leading lenders to choose from , you’re far more likely to get the right deal.

In many ways, mortgages for new build properties are the same as they are for other properties. They require a valuation, and an affordability test to ensure you can afford the mortgage. But that is where the similarity stops. , as can the maximum they will lend you for purchasing a new build. Often deposits required by the lender can vary greatly. But working with one of our specialist mortgage advisers at InTouch Financial Advice can help to simplify the process, and ensure your mortgage works for you - instead of the other way around.

Working with InTouch Financial gives you the best chance of finding a mortgage option that suits your specific buying needs. No generic solutions or unsuitable options included (oh and no batteries required).

STEP 1

Call our office Monday-Friday 9am-7pm, Sat-Sun 10am-6pm or request a call-back here.

STEP 2

We’ll help you identify affordability and make some recommendations based on your circumstances.

STEP 3

Let us obtain agreement in principle with the lender, submit the application and supporting documents the lender requires. Fully submitted , the key to a smooth process.

CLIENT FEEDBACK:

Kerrina

We were advised to use Intouch Finance by our builders and we are so glad that we did! They made the whole process of applying for a mortgage so simple. They assisted us when we needed extra advice and they followed up with us and did all the necessary chasing. I called them numerous times when querying paperwork and they were nothing but friendly, professional, and knowledgeable. When they called us regarding life insurance we had already shopped around and they gave us the best deal and again took the stress out of organising this whilst in the process of buying a new house. We primarily dealt with Graham and had support from Jan and they were both fantastic. If you need help or assistance with mortgage applications or life insurance then I cannot stress this company enough! It's crazy that we haven't had to pay for their service! Thank you all for all your help!

Cannot praise this company enough!

Got some questions?

With complex financial matters, you’re bound to have questions. Take a look at some of our most commonly asked ones.

Are you an independent adviser?

InTouch Financial aren`t independent advisers - but that shouldn't put you off. Because in most cases we are paid by the lender or provider. We don't offer you a limited solution to your mortgage or insurance requirements. Instead, we have plenty of different options, allowing us to advise you on the right service for your specific needs and circumstances.

How much will InTouch charge me for using your services.

Our service charter ensures that where possible we will elect to be paid by the lender or provider. Thus, ensuring your initial outlay is kept to a minimum. A core principle within the company. However, there may be circumstances where we will need to charge a fee. Typically , re-mortgaging to consolidate debt, repaying, or transferring an equity loan such as with Help to Buy. Your adviser will discuss if a fee will be needed.

Can you help me with my mortgage and my insurance?

Absolutely! Many of our clients return to us following mortgage advice to seek advice on life insurance or home insurance. We specialise in both areas, and we're well-placed to offer our expertise for mortgages and insurance separately or as a single package.

Do you complete the mortgage application for me?

Yes. We help you throughout the whole application process. Our extensive knowledge and expertise in the mortgage application process will ensure you get the right mortgage for your circumstances. This is one of the huge benefits to using InTouch Financial, we are by your side every step of the way.

Can you guarantee approval on a mortgage?

We only advise our clients based on the information they provide to us. As we are not lenders, we cannot guarantee that you will be approved based on our recommendation – especially if we aren't equipped with all the information. However, using our financial advice service for your mortgage will make it far more likely that you will be approved, as you have insight and knowledge going into the applications process.

Can you help me buy a house if I have bad credit?

One of our speciality services is adverse mortgages, which are mortgages designed for individuals with missed payments, poor credit or self-employment income. While we cannot guarantee you will be approved to buy a house, our professional mortgage advice can help you find mortgages that may work for you, regardless of your current circumstances.

Do you arrange my insurance for me?

We provide comprehensive advice and recommendations for a range of different insurances. Guiding you through the different cover types, only recommending what we feel is the right solution for your needs.