Moving House and looking for Mortgage Advice

Get the right mortgage advice

when you're moving home

Perhaps you have multiple years left to pay off on your current mortgage. Or maybe it’s been a long time since you last financed a house purchase, and you’re unsure on current requirements. Even if you’re experienced in moving homes and buying houses, seeking an expert helping hand can be an invaluable resource. When it comes to finding the right deal, achieving the right outcome, and making the moving process as smooth as possible, professional support for your moving home mortgage is the ideal place to start.

Moving home can be a stressful experience. But with the expert insight and support of InTouch Financial Advice, you can ensure you’re informed and educated on the right mortgage for you. You may still have boxes to pack, but you won’t have to worry about finding the right mortgage deal – because we do that for you. For expert mortgage advice, our team at InTouch Financial Advice is the ideal fit for your needs. Even better, we will not charge you a fee for ours services, choosing instead to receive commission from the lender. Giving you expert service and advice without additional costs .

STEP 1

Call our office Monday-Friday 9am-7pm, Sat-Sun 10am-6pm or request a call-back here.

STEP 2

We’ll help you identify affordability and make some recommendations based on your circumstances.

STEP 3

Let us obtain agreement in principle with the lender and submit the full application along with supporting documents the lender will require. Fully packaged applications and understanding the lenders processes is key to a smooth process.

When it comes to moving home, the process can often be a little more complicated than when you were a first-time buyer .That’s why our team specialises in providing mortgage advice for next-time buyers, ensuring you have all you need to make an informed decision about your mortgage—no settling for second best, or opting for a solution that doesn’t meet your requirements.

Got some questions?

With complex financial matters, you’re bound to have questions. Take a look at some of our most commonly asked ones.

Are you an independent adviser?

InTouch Financial aren`t independent advisers - but that shouldn't put you off. Because in most cases we are paid by the lender or provider. We don't offer you a limited solution to your mortgage or insurance requirements. Instead, we have plenty of different options, allowing us to advise you on the right service for your specific needs and circumstances.

How much will InTouch charge me for using your services.

Our service charter ensures that where possible we will elect to be paid by the lender or provider. Thus, ensuring your initial outlay is kept to a minimum. A core principle within the company. However, there may be circumstances where we will need to charge a fee. Typically , re-mortgaging to consolidate debt, repaying, or transferring an equity loan such as with Help to Buy. Your adviser will discuss if a fee will be needed.

Can you help me with my mortgage and my insurance?

Absolutely! Many of our clients return to us following mortgage advice to seek advice on life insurance or home insurance. We specialise in both areas, and we're well-placed to offer our expertise for mortgages and insurance separately or as a single package.

Do you complete the mortgage application for me?

Yes. We help you throughout the whole application process. Our extensive knowledge and expertise in the mortgage application process will ensure you get the right mortgage for your circumstances. This is one of the huge benefits to using InTouch Financial, we are by your side every step of the way.

Can you guarantee approval on a mortgage?

We only advise our clients based on the information they provide to us. As we are not lenders, we cannot guarantee that you will be approved based on our recommendation – especially if we aren't equipped with all the information. However, using our financial advice service for your mortgage will make it far more likely that you will be approved, as you have insight and knowledge going into the applications process.

Can you help me buy a house if I have bad credit?

One of our speciality services is adverse mortgages, which are mortgages designed for individuals with missed payments, poor credit or self-employment income. While we cannot guarantee you will be approved to buy a house, our professional mortgage advice can help you find mortgages that may work for you, regardless of your current circumstances.

Do you arrange my insurance for me?

We provide comprehensive advice and recommendations for a range of different insurances. Guiding you through the different cover types, only recommending what we feel is the right solution for your needs.

Moving Home & Need A New Mortgage?