Life Insurance t | InTouch Financial Advice

Looking for the right

life insurance to

protect your home?

When you have a mortgage life insurance is an essential rather than a luxury. To protect your family, ensure their home is kept safe in the worst circumstances and to ensure the bills are covered, having a comprehensive life insurance policy is the best thing you can do. But which option is the right one for you? With so many competing products on offer. From mortgage protection, Level Life cover, Family income benefit or whole of life to cover Inheritance or funeral costs, it can be challenging to pick the mortgage life insurance that's most suited to your exact needs and circumstances. That's where our expert advice comes in handy.

Unlike other mortgage and insurance advisers, we offer advice on the right life insurance with no obligation. As we’re not an independent adviser, our fees come from our insurance providers and mortgage lenders directly. That means you gain access to invaluable, cost-saving, expert advice with no obligation. Our vast network of insurance providers across the UK enables us to connect you to the right option quickly and conveniently. No drawn-out processes or guesswork required.
Life insurance protects your family, and it protects the home you’ve built for yourself. In the worst circumstances, you want to ensure your loved ones have what they need to carry on – and life insurance can provide that. From paying off the mortgage to covering household bills, protecting your family and dependants, the right life insurance product can provide peace of mind to families and individuals from all walks of life.

STEP 1

Call our office Monday-Friday 9am-7pm, Sat-Sun 10am-6pm or request a call-back here.

STEP 2

Help identify your spend budget, making a recommendation based on your own circumstances and needs.

STEP 3

Ensure a smooth application process, liaising with the provider each step of the way.

Got some questions?

With complex financial matters, you’re bound to have questions. Take a look at some of our most commonly asked ones.

Are you an independent adviser?

InTouch Financial aren`t independent advisers - but that shouldn't put you off. Because in most cases we are paid by the lender or provider. We don't offer you a limited solution to your mortgage or insurance requirements. Instead, we have plenty of different options, allowing us to advise you on the right service for your specific needs and circumstances.

How much will InTouch charge me for using your services.

Our service charter ensures that where possible we will elect to be paid by the lender or provider. Thus, ensuring your initial outlay is kept to a minimum. A core principle within the company. However, there may be circumstances where we will need to charge a fee. Typically , re-mortgaging to consolidate debt, repaying, or transferring an equity loan such as with Help to Buy. Your adviser will discuss if a fee will be needed.

Can you help me with my mortgage and my insurance?

Absolutely! Many of our clients return to us following mortgage advice to seek advice on life insurance or home insurance. We specialise in both areas, and we're well-placed to offer our expertise for mortgages and insurance separately or as a single package.

Do you complete the mortgage application for me?

Yes. We help you throughout the whole application process. Our extensive knowledge and expertise in the mortgage application process will ensure you get the right mortgage for your circumstances. This is one of the huge benefits to using InTouch Financial, we are by your side every step of the way.

Can you guarantee approval on a mortgage?

We only advise our clients based on the information they provide to us. As we are not lenders, we cannot guarantee that you will be approved based on our recommendation – especially if we aren't equipped with all the information. However, using our financial advice service for your mortgage will make it far more likely that you will be approved, as you have insight and knowledge going into the applications process.

Can you help me buy a house if I have bad credit?

One of our speciality services is adverse mortgages, which are mortgages designed for individuals with missed payments, poor credit or self-employment income. While we cannot guarantee you will be approved to buy a house, our professional mortgage advice can help you find mortgages that may work for you, regardless of your current circumstances.

Do you arrange my insurance for me?

We provide comprehensive advice and recommendations for a range of different insurances. Guiding you through the different cover types, only recommending what we feel is the right solution for your needs.

Protect the things that matter with life insurance

Protect the things that matter
with life insurance