Mortgage Protection , advice suited to your needs

Looking for insurance to

protect your home?

Having proper insurance in place is a must – whether it's for your home, your belongings or yourself and your family. But when it comes to finding the best insurance for your needs, sorting through the hundreds of options available on the market can be a challenge for anyone. Whether you're looking for general mortgage protection insurance or specific life insurance or critical illness covers, having protection in place can ensure the bills are paid when you need them covered the most.

At InTouch Financial Advice, we're not only experts in mortgages – we've also got years of experience in helping our clients find the ideal protection insurances for their specific needs. Our extensive network of insurance companies across the UK allows us to connect you with the right option for your needs. For our customers, services are without obligation. Allowing you to find the right insurance for your needs, with no extra costs on top.

Life Insurance

For homeowners that would like to ensure the bills are covered if the worst happens, life insurance is a must. At InTouch Financial Advice, we have a wide network of different insurance companies to suit your specific lifestyle, needs and insurance requirements. With our expert advice, connecting with the ideal life insurance option for your family is easier than ever.

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Critical Illness Cover

Finding yourself out of work due to severe illness and unable to cover the costs of your mortgage is a fear of many homeowners. But with comprehensive critical illness cover, it’s possible to protect yourself from potential arrears or missed payments. We have a broad selection of options for critical illness cover, allowing us to advise you on the right choice for your individual requirements.

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Income Protection

Protecting your income can also protect your home – and with valid income protection in place, even if you find yourself unable to work currently, those vital bills will be covered. Saving stress and keeping your finances in check, an income protection plan can be incredibly reassuring for any homeowner. With our expert advice, finding a suitable provider is quick and convenient.

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Home & Contents Insurance

Alongside other forms of cover, InTouch Financial Advice also has hundreds of connections with topname insurance providers across the industry. From home insurance to contents protection and anything else you may require, our expertise and insight can help you find the right deal for your specific insurance needs, whatever they may be.

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Got some questions?

With complex financial matters, you’re bound to have questions. Take a look at some of our most commonly asked ones.

Are you an independent adviser?

InTouch Financial aren`t independent advisers - but that shouldn't put you off. Because in most cases we are paid by the lender or provider. We don't offer you a limited solution to your mortgage or insurance requirements. Instead, we have plenty of different options, allowing us to advise you on the right service for your specific needs and circumstances.

How much will InTouch charge me for using your services.

Our service charter ensures that where possible we will elect to be paid by the lender or provider. Thus, ensuring your initial outlay is kept to a minimum. A core principle within the company. However, there may be circumstances where we will need to charge a fee. Typically , re-mortgaging to consolidate debt, repaying, or transferring an equity loan such as with Help to Buy. Your adviser will discuss if a fee will be needed.

Can you help me with my mortgage and my insurance?

Absolutely! Many of our clients return to us following mortgage advice to seek advice on life insurance or home insurance. We specialise in both areas, and we're well-placed to offer our expertise for mortgages and insurance separately or as a single package.

Do you complete the mortgage application for me?

Yes. We help you throughout the whole application process. Our extensive knowledge and expertise in the mortgage application process will ensure you get the right mortgage for your circumstances. This is one of the huge benefits to using InTouch Financial, we are by your side every step of the way.

Can you guarantee approval on a mortgage?

We only advise our clients based on the information they provide to us. As we are not lenders, we cannot guarantee that you will be approved based on our recommendation – especially if we aren't equipped with all the information. However, using our financial advice service for your mortgage will make it far more likely that you will be approved, as you have insight and knowledge going into the applications process.

Can you help me buy a house if I have bad credit?

One of our speciality services is adverse mortgages, which are mortgages designed for individuals with missed payments, poor credit or self-employment income. While we cannot guarantee you will be approved to buy a house, our professional mortgage advice can help you find mortgages that may work for you, regardless of your current circumstances.

Do you arrange my insurance for me?

We provide comprehensive advice and recommendations for a range of different insurances. Guiding you through the different cover types, only recommending what we feel is the right solution for your needs.

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