Income Protection Insurance specialists | InTouch Financial Advice

Looking for the right

income protection

insurance?

Sometimes bad things can happen – and the best thing you can do is to be prepared. That’s precisely what income protection insurance offers, providing that peace of mind to ensure your bills are covered, and your mortgage paid. Even if your income is no longer the same. Whether due to short-term sickness and injury or whether there’s been a dip in your revenue as a self-employed person, income protection insurance is the safety net you need to stay on track and keep your finances in order. But with so many options, how do you choose which one is right for your circumstances?

InTouch Financial Advice are the experts when it comes to a range of different insurance policies, including income protection plans. Our team has years of experience and expertise to advise you on the ideal income protection insurance for your specific needs. Just like no two client’s circumstances are the same, no one policy is right for everyone. That’s why we go above and beyond to work with you and help find that ideal policy: no cut corners, just great results, and trustworthy advice.

Not only are we good at what we do, but we also offer our services without obligation to our clients. Because our fees are recovered from the insurance providers we work with, our expert advice doesn’t cost you a thing. We’ll help you find the ideal policy for you, and ensure your home and family are covered if your income does fall due to accident, injury or lack of work remove. At InTouch Financial Advice, we always put the best interests of our customers first.

STEP 1

Get in touch for a quote.

Call our office Monday-Friday 9am-7pm, Sat-Sun 10am-6pm or request a call-back here.

STEP 2

Help identify your spend budget, making a recommendation based on your own circumstances and needs

STEP 3

Ensure a smooth application process , liaising with the provider each step of the way.

Got some questions?

With complex financial matters, you’re bound to have questions. Take a look at some of our most commonly asked ones.

Are you an independent adviser?

InTouch Financial aren`t independent advisers - but that shouldn't put you off. Because in most cases we are paid by the lender or provider. We don't offer you a limited solution to your mortgage or insurance requirements. Instead, we have plenty of different options, allowing us to advise you on the right service for your specific needs and circumstances.

How much will InTouch charge me for using your services.

Our service charter ensures that where possible we will elect to be paid by the lender or provider. Thus, ensuring your initial outlay is kept to a minimum. A core principle within the company. However, there may be circumstances where we will need to charge a fee. Typically , re-mortgaging to consolidate debt, repaying, or transferring an equity loan such as with Help to Buy. Your adviser will discuss if a fee will be needed.

Can you help me with my mortgage and my insurance?

Absolutely! Many of our clients return to us following mortgage advice to seek advice on life insurance or home insurance. We specialise in both areas, and we're well-placed to offer our expertise for mortgages and insurance separately or as a single package.

Do you complete the mortgage application for me?

Yes. We help you throughout the whole application process. Our extensive knowledge and expertise in the mortgage application process will ensure you get the right mortgage for your circumstances. This is one of the huge benefits to using InTouch Financial, we are by your side every step of the way.

Can you guarantee approval on a mortgage?

We only advise our clients based on the information they provide to us. As we are not lenders, we cannot guarantee that you will be approved based on our recommendation – especially if we aren't equipped with all the information. However, using our financial advice service for your mortgage will make it far more likely that you will be approved, as you have insight and knowledge going into the applications process.

Can you help me buy a house if I have bad credit?

One of our speciality services is adverse mortgages, which are mortgages designed for individuals with missed payments, poor credit or self-employment income. While we cannot guarantee you will be approved to buy a house, our professional mortgage advice can help you find mortgages that may work for you, regardless of your current circumstances.

Do you arrange my insurance for me?

We provide comprehensive advice and recommendations for a range of different insurances. Guiding you through the different cover types, only recommending what we feel is the right solution for your needs.

Protect your income with the right insurance

Protect your income with
the right insurance