Mortgage & Protection Advisers | InTouch Financial Advice

Finding the right solution for your unique circumstances

Having trouble finding the right mortgage? Sourcing the right insurance? Or simply looking for advice on wills* and probate or pension and Investment advice**? You need an expert financial adviser. At InTouch Financial Advice, we have decades of expertise as professional financial advisers for every aspect of mortgages, protection, general Insurance . With the launch of our wills & probate service and our referral service for wealth management and more. Offering a full service tailored to you. Plus, we put our clients first and aim to provide a first-class service to everyone we help along the way.

There are many reasons why you may be struggling to find the right mortgage or insurance deal. From employed to self-employment to helping with past credit problems, zero-hours workers to those in a probationary period at work. Whatever your financial challenge, speaking to an expert financial adviser can pave the way to better things – and the life you’re looking for and the protection to deliver.

'THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.'

Will writing is not part of the Openwork offering and is offered on our own right. Openwork Limited accept no responsibility for this aspect of our business. Will writing is not regulated by the financial conduct authority.

As a leading Mortgage and Protection company, customer service is at the forefront of everything we do. From purchasing a new build property to moving to a new house or looking for a re-mortgage, here to help whatever your circumstances. Providing you with a fee free service when purchasing a property. We may charge a fee for a re-mortgage depending on the complexity of your needs This means we can find the right match for your circumstances-the best of both worlds.

FIND OUT MORE ABOUT INTOUCH FINANCIAL ADVICE

Got some questions?

With complex financial matters, you’re bound to have questions. Take a look at some of our most commonly asked ones.

Are you an independent adviser?

InTouch Financial aren`t independent advisers - but that shouldn't put you off. Because in most cases we are paid by the lender or provider. We don't offer you a limited solution to your mortgage or insurance requirements. Instead, we have plenty of different options, allowing us to advise you on the right service for your specific needs and circumstances.

How much will InTouch charge me for using your services.

Our service charter ensures that where possible we will elect to be paid by the lender or provider. Thus, ensuring your initial outlay is kept to a minimum. A core principle within the company. However, there may be circumstances where we will need to charge a fee. Typically , re-mortgaging to consolidate debt, repaying, or transferring an equity loan such as with Help to Buy. Your adviser will discuss if a fee will be needed.

Can you help me with my mortgage and my insurance?

Absolutely! Many of our clients return to us following mortgage advice to seek advice on life insurance or home insurance. We specialise in both areas, and we're well-placed to offer our expertise for mortgages and insurance separately or as a single package.

Do you complete the mortgage application for me?

Yes. We help you throughout the whole application process. Our extensive knowledge and expertise in the mortgage application process will ensure you get the right mortgage for your circumstances. This is one of the huge benefits to using InTouch Financial, we are by your side every step of the way.

Can you guarantee approval on a mortgage?

We only advise our clients based on the information they provide to us. As we are not lenders, we cannot guarantee that you will be approved based on our recommendation – especially if we aren't equipped with all the information. However, using our financial advice service for your mortgage will make it far more likely that you will be approved, as you have insight and knowledge going into the applications process.

Can you help me buy a house if I have bad credit?

One of our speciality services is adverse mortgages, which are mortgages designed for individuals with missed payments, poor credit or self-employment income. While we cannot guarantee you will be approved to buy a house, our professional mortgage advice can help you find mortgages that may work for you, regardless of your current circumstances.

Do you arrange my insurance for me?

We provide comprehensive advice and recommendations for a range of different insurances. Guiding you through the different cover types, only recommending what we feel is the right solution for your needs.