MORTGAGE COMPARISON

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As a leading mortgage broker with access to a panel of lenders representative of the whole of the market we can assist in arranging the most suitable mortgage/re-mortgage to meet your needs.

Fixed, tracker, discounted, offset, standard, variable, flexible, new-build, buy to let; whatever your needs we can guide you through.

You will not have to pay us a fee as we will be paid commission from the lender.

Your home may be repossessed if you do not keep up repayments on your mortgage.

This calculator is for guidance purposes only

MORTGAGE COMPARISON

Your InTouch Financial Advice Ltd advisor will help guide you through the maze of different types of mortgages and schemes available. MORTGAGE

Typically 2, 3 or 5 years. Your repayments will remain the same throughout this period allowing you to budget knowing your monthly mortgage payments will not alter during this period. It normally means paying a slightly higher mortgage repayment for the security of guaranteed repayments during the fixed rate period.
For a set number of years, usually have a lower interest rate of one to five years, the lender offers a reduction on its standard variable rate (SVR). This type of product will usually have a  lower interest rate than a fixed rate deal. However, it is dependant on the lender and the rate can increase as well as decrease with the lender giving a short notice period.
These mortgages track the Bank of England Base Rate (BBR). Typically 2, 3 or 5 years, the rate is altered when the Bank of England alters the Bank Base Rate. This can increase as well as decrease. This type of mortgage rate is normally cheaper than a fixed rate and is suited for people that want to take advantage of a lower rate but who can also withstand an increase in their mortgage payments in the future.

As a mortgage broker we also have extensive knowledge of specialised schemes.
• Buy To Let
• Shared Equity
• Shared Ownership
• Help 2 Buy

Some buy to let mortgages are not regulated by the Financial Conduct Authority